When I look back over the past two years since I quit working full time I am always amazed at where God has taken us and what He has done. I’ve done some part time ventures during this time, but we’ve pretty much been living off my husband’s income. During this time, we’ve paid off a good bit on our credit cards (half of what we had in debt), paid off a car loan (no car payment is heavenly!) and are about to refinance and reduce our mortgage about $300 a month.
All that to say, we are going back down to only one income this summer and potentially for the next year (have I mentioned that we’ve pretty much decided I’m not going back to work full time? HUGE relief!) In that, I’m really hoping to use the next month to try out some new budget savers. Here’s my attempt to share what we are doing 1) for accountability from those friends that know us and read this and 2) to get ideas from others and 3) maybe to give ideas to others.
Here are our goals:
A) We honestly do not eat out at all like we did when I was working full time, but lately it’s gotten a little out of hand for our standards. We went out last night and at the end of a fairly blah meal for nearly $30 I declared a challenge: no eating out for the month of May (except we are going out for dessert for our 12 year anniversary!)
B) I joined the Grocery Game for the trial. I’ve looked at this before and looked at other free options and honestly just wanted to give it a try. I just read her book (check your local library!) and she had many good ideas. It’s a big change in how I think about meal planning though. I have a menu sheet that I’ve created that has the top 6-8 meals a month that we will eat every month. I’ve got those spread out over 4 weeks (for example, the first week of the month we always have tacos, the second week we always have sloppy joes etc). But Teri encourages you to plan your menu’s around what is on sale and/or what you can or have stockpiled. I’m going to go through my menus and make a master list of those things we love to eat and then as I plan for shopping each week I’ll just pick through that. Seems small, but a big change from what I’ve been doing.
C) Cable…ack!! So we just upgraded in December to crazy cable, but when our bill went over $100 we both got really irritated. We’ve been researching other options for phone and cable and are still trying to figure out what to do. We are stuck with our internet provider.
That is about all I’ve got for now. I’m sure there will be more as the month unfolds.
Anyone got any good ideas or tips?